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Bank Loan

A bank loan provides capital to borrowers through structured repayment and interest, fueling economic activity.

Bank Liquidity

Bank liquidity ensures a bank can meet its cash obligations and maintain depositor confidence, preventing systemic crises.

Bank Holding Company

A bank holding company supervises banks and financial subsidiaries, providing strategic control under strict regulatory frameworks.

Bank Guarantee

A bank guarantee is a financial promise ensuring the beneficiary is protected if the applicant fails to meet contractual obligations.

Bank Default

A bank default occurs when a bank cannot meet its obligations, leading to financial distress and potential systemic risk.

Balloon Mortgage

A balloon mortgage offers low early payments followed by a large final lump sum, common in commercial and short-term financing.